Blog posts

Model points

Model points are essential inputs in an actuarial cash flow model. They represent individual objects - such as insurance policies or financial assets - for which cash flows are projected. Understanding model points is crucial for structuring actuarial models efficiently.

In this post, we will explain what model points are, …

Time

With actuarial models, we try to predict the future by projecting cash flows over time. These models place results on a timeline with specific future dates, helping actuaries assess financial outcomes. Understanding how time is structured in cash flow models is important, as it …

Actuarial cash flow model overview

Actuarial cash flow models play a key role in financial and insurance analysis. They help actuaries estimate future cash movements based on policyholder behaviour, economic conditions, and various assumptions. Understanding these models is essential for pricing, reserving, and risk management. In this post, we will explore how such models work …

Deterministic and stochastic models

Insurance companies rely on two main approaches for cash flow modelling: deterministic and stochastic. These models help estimate future liabilities of insurance products, guiding actuaries in predicting the future using historical data and expert judgment. Understanding the differences between these approaches is crucial for assessing financial risks and making …

Interest rates

Interest rates play a vital role in actuarial cash flow models by helping us figure out the value of money over time. In this blog post, we'll show you …